Samsung Pass is a one-stop space for secure and convenient logins on your Samsung device. It provides two wide features: Biometric Authentication and the second is Password Manager. Beyond these core functionalities, it also gives accessibility to features like Auto-fill your personal information, Multi-device Compatibility and Enhanced Security. In Short, Samsung Pass try to manage your logins and personal data securely and conveniently.

However, to gain more accessibility recently Samsung Pass expanded itself by adding support for the RuPay Credit card. Now you can do UPI transactions from such cards within the app. It means you can make contactless payments, online purchases and even peer-to-peer transfers with Samsung Pass support. Additionally, you will find Loyalty programs Integration, Reward system and many more. So, without any further delay, let’s learn about adding a RuPay Credit card to Samsung Pass.


Being a recent value addition, there are numerous requirements a user should follow to get RuPay credit card benefits with Samsung Pass. It includes a list of compatible devices, device versions and so on. So here is everything you need to know.

  • There is no specific official device list, but as per expectations, your device should be Samsung’s high-end flagship model like Galaxy S24, S23, S22, Z Fold 5 and so on.
  • For specific OS versions, Your Samsung device should at least have an Android 13 or above OS version.
  • Ensure you update your Samsung Pass to the latest version 

Steps to add RuPay Credit card to Samsung Pass

Previously Samsung Pay was renamed to Samsung Pass with a new hope that works as a digital space for storing documents and is limited for online payments with some selected banks. But now Samsung added accessibility to the RuPay credit card for Indian consumers. So that they can make UPI payments directly from the Samsung Pass app. But the problem is people don’t know how to add such a card. So, here are the detailed instructions.

  1. Open the Samsung Pass App.
  2. Then look for the UPI Payment option.
  3. Tap on it and select the Manage card option.
  4. Now hit the RuPay card as the Payment method.
  5. Choose a Credit card as the card type.
  6. Enter your 16-digit RuPay Credit card number, expiry date, cardholder name and CVV (3-digit security code).
  7. Verify the card details with your UPI PIN.
  8. That’s it you are ready to initiate your first UPI payment through Samsung Pass.

Benefits of adding a RuPay Credit Card to Samsung Pass

Numerous benefits are leading to you as well as India from Samsung’s decision. As we all know UPI is a payment king in India and with Samsung’s security, it seems a perfect combination to do payments without any bias. But exactly people don’t know after doing the above steps, what exactly they achieve. For instance here is what we find beneficial to you 

  • Tap your phone and pay instantly from anywhere
  • Manage all your platforms in one app
  • Earn credit card rewards like points or cashback
  • Access the loyalty programme from the app
  • Get a clear overview of your spending habits
  • Possibility of more integration with bill payments in the future.

class="wp-block-heading">Tips to get a hassle-free payment experience

Now you have added UPI transaction accessibility to your Samsung Phone. And I am sure there are a few new users added here. Subsequently, there might be chances they make some mistakes. So to ensure better flow here we are sharing some standard tips you should follow to avoid any unwanted happening shortly.

  • Ensure Samsung Pass App is updated to the latest version
  • Always use the Phone’s Biometrics to authenticate payments
  • Set your preferred RuPay Card as the default
  • Familiarise yourself with scanning QR codes
  • Be updated with Samsung about their plans

Final Thoughts

In conclusion, the advantages of utilizing RuPay credit cards with Samsung Pass are evident in the seamless blend of convenience and security for contactless payments. We encourage readers to experience this feature first-hand, enhancing their transactional ease. Additionally, keep an eye out for upcoming features related to RuPay credit cards in Samsung Pass, as the integration promises future possibilities that could further elevate the user experience. Embrace innovation and enjoy the benefits of secure and efficient digital transactions.

Frequently asked questions

Q1. Can we add RuPay credit card to UPI?

Ans. Yes, You can add your RuPay card for UPI transactions.

Q2. How can I use a RuPay credit card for UPI in Google Pay?

Ans. It is completely the same as you add your debit card and do transactions.

Q3. Which UPI app allows credit cards?

Ans. Today almost every major platform allows like Google Pay, Paytm, PhonePe and now Samsung Pass also.

Q4. Can a credit card be linked to a UPI ID?

Ans. Last few months back, RBI announced to Authorisation credit cards for UPI transactions